Pay now with
your smartphone

Get your cashcloud App and enjoy easy, fast and secure payments

Send & receive
money now

  • » Receive money anytime and from anywhere
  • » Full control of your spendings

No change?
Pay with your mobile phone!

  • » Accepted at more than 1 Million retail
      outlets worldwide
  • » Free virtual cashcloud MasterCard®
       included for online purchases

Earn money by
collecting Cashcredits

Invite friends, share your experience and be rewarded with cashcredits

Get deals and
offers direct to
your smartphone

With cashcloud you get personalized coupons and deals directly to your smartphone

+++ News: Cashcloud won the „Banking IT-Innovation Award 2014“. read more +++

Begin your cashcloud experience now

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You will have a whole new payment experience using only your smarphone. Invite your friends to join cashcloud and earn cashcredits! Top up your cashcloud eWallet and pay at your favorite merchants! It's safe and easy.

As a business customer you can accept payments and register as Corporate and Corporate+ user.

NFC Sticker:

Cashcloud Prepaid MasterCard® PayPass™ NFC sticker including virtual MasterCard®

With the cashcloud Prepaid MasterCard® PayPass™ NFC sticker you can enjoy quick, safe and contactless payments in shops with just one hand movement. You will get a virtual MasterCard® with your NFC sticker. With this you can pay online anywhere where MasterCard® is accepted as a payment method.

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To sign up for your cashcloud eWallet is very simple. You can do it here online, or directly via your app. Detailed information about the NFC sticker can be found here.

After successful registration, you need to log into your mobile eWallet, top up your eWallet account and you are ready to order your NFC sticker. For this you have to go to the main window Cards > Order Contactless Sticker and follow the few steps described. Your NFC sticker will be delivered to you within one week.

Once you receive your NFC sticker, you should attach it to the back of your smartphone or on your smartphone protective case.

Top up your NFC sticker (online or directly in the app) and enjoy a whole new payment experience. Pay worldwide at all PayPass™ contactless terminals by Tap&Go.

All transactions with a value above 25€ have to be authorised either by entering your NFC sticker PIN or with your signature.

Here you can easily find all global PayPass™ merchants. These are continuously expanding and soon will be available everywhere.

Pay online:

With the cashcloud eWallet you can easily and comfortably pay in all online stores where cashcloud is accepted as a payment method. For this you don’t need to list personal information.

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You are always in total control of your entire account activities. This gives you the security everywhere and at any time with just one click to have a view of your total outgoings.

Cashcloud is accepted as a payment option in lots of online stores. We will continually add new online shops.

You can use your NFC sticker card number as a virtual prepaid MasterCard® and therefore pay worldwide in hundreds of thousands of online stores, that accept MasterCard® as payment method.

Send money between friends:

Sending, receiving and requesting money has never been easier or faster. Select recipients from contact list, enter the amount, confirm and done. The money is sent and received in real time. And the best part is: this service is free between private users.

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Log into your app and choose either send money or request money, depending on what you want to do.

Choose the person from your contact lists for the specific transaction. Click on the little blue figure and choose a contact list. You can also insert directly into the receiver line the recipient's e-mail address.

Type the amount to be sent or requested and add a comment. Now click on send money or request money.

To complete the transaction you will be asked to enter your eWallet PIN for security reasons. When you send money, the amount will be sent in real time.

After completion of a transaction, you have the opportunity to share it on your social networks and thus to earn cashcredits. We never post the recipient's name and the amount, only the action.

You can review your transactions at any time via the bank statement button. Thus, you always have full control over your eWallet account.

Phone credit recharge:

Function in construction

You can recharge your prepaid phone credit easily from your cashcloud eWallet, on the move, with just a few clicks.

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This feature will be available soon, please be patient. We are already working hard on the implementation. Once this feature is available, you will have the possibility to recharge your mobile phone credit with a few clicks, regardless of provider. In addition, you will also have the opportunity to charge the credit of friends and relatives by entering their phone number.

Earn Money / Cashcredits :

With cashcloud you have the opportunity to earn cashcredits and therefor real money.

Invite friends to cashcloud or share your cashcloud transactions on your social networks and get cashcredits.

For every invited friend who registers for cashcloud you will receive 100 cashcredits (CCR) and for each shared transaction you get 1 CCR. You can either redeem them into real money for payments or, even more convenient, just use your CCR to make payments.

100 CCR = 1€

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You can easily earn cashcredits. Click into the earn money area. Under the campaigns menu item you have the option to invite friends and share on social networks.

In the invite friends area you can earn 100 cashcredits for every invited friend who registers with cashcloud. Just follow the few steps described and you have the opportunity to replenish your cashcredit account.

In the share on social networks area you have the opportunity to share your transactions on Twitter or on Facebook. For each shared transaction you will receive one cashcredit.

Deals and Offers:

Looking for a good deal, voucher or promotion? With cashcloud you get personalized coupons and deals directly to your smartphone.

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This feature is already available for users from Germany and Spain. In the section deals, users from Germany will find coupons from Coupies and users from Spain gets coupons and deals from Oportunista.

For other countries we are already working hard on the implementation. Once this feature is available, you will always find the latest coupons and offers in your app behind the deals button.

Permanent Account Control:

Naturally you can always control all of your account activity. This gives you the security to view with just one click at anytime and anywhere your total outgoings.

Security guarantees:

The security of its customers is a top priority for cashcloud. The cashcloud eWallet was developed under the premise of safety, as well as being easy to use and reliable. Thus we ensure the highest security standards for all transactions and customer data.


1. Download App:

Download your cashcloud eWallet app free from Google Play Store or Apple App Store. Support for other mobile operating systems will follow soon.

2. Register:

Register for free. For this you can use your Facebook account or your email address.

3. Top Up account:

Before paying with your eWallet or sending money to your friends you need to recharge your account. Top Up your eWallet account online or direct from your smartphone.

4. Using the eWallet:

With your eWallet you can now:

  • Send and Request Money
  • Earn Money
  • Save Money
  • Contactless Payment
  • Pay in online shops
  • And much more

Order Cashcloud Prepaid MasterCard® PayPass™

Cashcloud offers you the chance to order your Prepaid MasterCard® PayPass™ NFC sticker. With this you can pay contactless worldwide in all shops where PayPass™ is accepted. The MasterCard® PayPass™ network is continually being expanded, so more and more stores are offering contactless payments. Here you can see where contactless payments are available today.

Your NFC sticker will come together with all relevant MasterCard® data. So you can pay online, anywhere where MasterCard® is accepted as a payment method.

Detailed Information

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